Private Capital Lender

Loan Application

Private Capital

with a Property Value Focus

Capital Trust makes secured real estate loans to real estate investors, builders and developers.

Speed, Flexibility, & Reliability

Acquisition

Is used specifically for the purpose of buying a property or land.

Fix and Flip

Short‐term financing designed for investors acquiring a property, renovating it, and reselling quickly. These loans let you act fast, renovate smart, and position the property for sale without tying up long‐term capital.

Refinance

Replace an existing loan with new terms that better suit your objectives — whether you’re shortening the term, adjusting the structure, or improving cash flow. Refinance solutions provide flexibility when holding a property doesn’t align with your original plan.

Bridge Loans

Interim loans to help you transition from one financing arrangement to another — for example, acquiring a property quickly while you finalize longer‐term funding or await other approvals. A bridge loan keeps your project moving.

Foreclosure Auction Loans

Specialized short‐term financing to cover property acquisitions at foreclosure or auction. These loans enable you to move quickly and confidently into a purchase situation with tight timelines and unique risks.

Cash out Refinance Loans

Refinance an existing property to extract equity in cash, giving you liquidity for expansion, renovation, or other investments. It’s a smart move when you want to unlock value rather than take on a new purchase.

Land Loans

Financing for vacant land or parcels awaiting development or zoning, offering the capital needed to acquire the site and/or carry it until your project is ready to move into construction. Think of it as the first step toward your next real‐estate build.

New Constructions

Financing tailored to ground‐up builds or major structural renovations where you’re creating “new” property. Ideal when you’re developing rather than just buying and improving.

Fast Funding

Residential

When it comes to residential real estate investments, speed and certainty can make all the difference. At Capital Trust, we specialize in providing fast, flexible funding for a range of residential projects — from single-family fix-and-flips to multi-unit rental properties and ground-up construction. We understand that great opportunities don’t wait, which is why we move quickly to deliver financing that aligns with your goals and timeline. Whether you’re planning a quick turnaround or a long-term hold, you can rely on Capital Trust to provide direct lending, streamlined approvals, and a team that’s committed to helping you close with confidence.

Commercial

Commercial real estate projects often come with tight timelines, complex deal structures, and significant capital requirements. Capital Trust is built to meet those demands. We offer responsive, relationship-driven financing for acquisitions, redevelopment, and other commercial real estate opportunities — including office buildings, multi-family properties, retail centers, and mixed-use developments. Our experienced team works quickly to evaluate your project, structure a loan that fits your needs, and deliver funds when you need them. As a direct lender with deep market knowledge, we bring both the speed and the certainty you need to move forward and execute successfully.