Power Your Fix & Flip Projects with Private or Hard Money Funding

Updated: Nov 24

Key Factors That Influence the Success of Fix & Flip Ventures

Purchase Price Matters

Acquiring a property below market value is essential to ensure there's enough

margin for renovation costs and profit. Paying too much upfront can make it

difficult to recover your investment, let alone turn a profit.

Property Potential

Not all properties make good flip candidates. Look for homes with strong resale

potential, located in areas with solid market demand.

Build a Skilled Team

Success often depends on the strength of your team. Consider partnering with:

Choose the Right Lender

Having access to fast, flexible funding is critical. Private and hard money lenders,

like Boston Trust, specialize in financing real estate investment projects and can

offer quick closings with competitive terms. Their expertise can help evaluate your

deal and move it forward smoothly.

Property Types That Benefit from Quick Access to Capital

Distressed Homes – Ideal for investors who can renovate and resell quickly
Competitive Listings – Fast funding helps secure properties with multiple offers
Short Sales – Speed is often critical to closing these deals
Foreclosure Auctions – Require quick cash to win bids

Why Fast Funding Matters for Investors

Unlock Discounted Deals – Cash-ready buyers can secure properties below market
value
Accelerate Renovations – Quick financing supports faster project timelines
Handle the Unexpected – Private or hard money lenders offer flexibility to manage surprise repairs and added costs

Fix & Flip Loan Application Checklist

✅A detailed renovation plan and project scope

✅A clear exit strategy (resell, refinance, etc.)

✅Examples of previous fix & flip projects

✅Desired loan amount and funding needs

✅Funds available for closing costs

Working with Private & Hard Money Lenders

Flexible Financing Options – Unlike banks, private and hard money lenders aren't bound by traditional lending rules, allowing them to offer quicker, more adaptable loan terms.
Investor-Focused – These lenders understand the unique needs of real estate investors, especially those flipping single-family or multifamily properties.
Choose Carefully – Not all lenders are alike. Do your research, compare rates, and ask for referrals from fellow investors.
Relationship Matters – Look for a lender who values transparency, trust, and long-term partnerships.
Support for Growth – A solid lending partner can provide the funding you need to purchase, renovate, and sell properties for profit.